Health What Sum Insured Actually Means and Why It Matters Sum insured is the maximum your insurer pays in a policy year. Learn what it means, how to choose the right amount, and why most Indians stay underinsured.
Health Sum Insured or Sum Assured: Which One Actually Protects You? Sum insured reimburses losses (health, motor); sum assured is a fixed payout (life). Know the difference to pick the right policy for the right purpose.
Health Sub-Limits in Health Insurance – What They Are, How They Work, and What to Watch Out For Sublimits cap what your insurer pays for treatments like room rent or surgery, even when your total cover is high. See how they quietly shrink your claim.
Health What Is the Free Look Period, and How to Use It The free look period gives you 15 to 30 days to cancel a new policy and get a full refund. Know your rights under IRDAI rules before you sign anything.
Health Family Floater Health Insurance: What It Means and How It Works A family floater covers your whole family under one sum insured. But is it enough? Understand the risks, benefits, and when to choose individual plans instead.
Health 11 Health Insurance Myths Indians Believe: And What's Actually True Think employer cover is enough, or that young people don't need health insurance? We bust the top 5 health insurance myths that leave Indians exposed.
