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Life

A collection of 4 posts
Term Insurance or Whole Life Insurance: What's the Real Difference?
Life

Term Insurance or Whole Life Insurance: What's the Real Difference?

Term insurance gives maximum cover at low premiums; whole life builds cash value but costs more. Compare both to see which life cover suits your goals.
28 Jul 2026 7 min read
Sum Insured or Sum Assured: Which One Actually Protects You?
Health

Sum Insured or Sum Assured: Which One Actually Protects You?

Sum insured reimburses losses (health, motor); sum assured is a fixed payout (life). Know the difference to pick the right policy for the right purpose.
28 Jul 2026 7 min read
How to Calculate Your Life Insurance Cover: 10-15x Rule, HLV & DIME
Life

How to Calculate Your Life Insurance Cover: 10-15x Rule, HLV & DIME

Experts recommend 10 to 15x your annual income in life cover. Learn how to calculate the right amount based on your income, loans, and family needs.
28 Jul 2026 7 min read
What Is the Free Look Period, and How to Use It
Health

What Is the Free Look Period, and How to Use It

The free look period gives you 15 to 30 days to cancel a new policy and get a full refund. Know your rights under IRDAI rules before you sign anything.
28 Jul 2026 7 min read
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